Whether you are a first time home buyer trying to scrape together a down payment, or a seasoned investor buying units to add to your portfolio, Guild Mortgage offers financing options to fit your needs.  If you are looking to purchase, refinance, build or rehabilitate a home or units, some of the programs you have to choose from include:

• FHA, AND VA GOVERNMENT backed loan programs.
• FIXED RATE 10 - 40 year loans.
  
• FIXED RATE ALTERNATIVES (3, 5, 7 and 10 year adjustable rate mortgages).
  
• ZERO DOWN PAYMENT, 100% financing Conventional loans (including USDA loans as well as some bond and specialty programs can allow for zero down payment loans. Also some FHA repo properties can be purchased with as little as $100 down).
• REFINANCE programs - reduce payment, reduce term of loan, or get cash out.
• "EASY QUALIFYING" loans (no income verification).
  
• "NO COST" loans (minimum loan amounts apply).
  
• "REVERSE MORTGAGE" loans allow retirees to turn the equity in their homes into cash without having to move or repay the loan each month.
  
• CONSTRUCTION LOANS (custom homes and owner occupied 2 to 4 units).
• PURCHASE AND REFINANCE programs for borrowers with poor credit histories.
  
• INTEREST ONLY LOANS FOR MAXIMUM QUALIFYING and low payments.