1) All W-2's
or 1099's for the past (2) years.
2) Most recent (30) days paystubs for all
full and part-time work.
3)
Most recent (2) months or quarterly statements
(all pages) for bank accounts, 401K, IRA, stocks
& bonds, or mutual funds.
In
addition to the above items, please supply the following,
if applicable:
•
Full divorce papers
•
Full bankruptcy papers
•
Proof of all sources of income (child support, social
security, pension)
•
If self employed or you own rental property, I
need complete copies of the last two years federal
tax returns and all schedules. In addition, unaudited
P&L, K-1, 1133's, address(es) of all real
estate owned including your loan payment statement
and proof of the amount of your taxes and insurance.
•If
you are applying for a streamline refinance loan,
an EZ or NO documentation loan, many of the above
items will not be required. also, if you don't
have all of the requested items please do not
hold up submitting your loan application. Often,
we can get you approved with some of the items
to follow later. contact me with any questions.
