1) Copy of Property Tax Bill
2) Copy of Mortgage Statement, 1st & 2nd (if applicable)
3) Copy of Homeowners Insurance Declaration Page
4) All W-2's or 1099's for the past (2) years.
5) Most recent (30) days paystubs for all full and
part-time work.
6) Most recent (2) months or quarterly statements (all
pages) for bank accounts, 401K, IRA, stocks &
bonds, or mutual funds.
In
addition to the above items, please supply the following,
if applicable:
• Full divorce papers
•
Full bankruptcy papers
•
Proof of all sources of income (child support, social
security, pension)
•
If self employed or you own rental property, I need
complete copies of the last two years federal tax
returns and all schedules. In addition, unaudited
P&L, K-1, 1133's, address(es) of all real estate
owned including your loan payment statement and
proof of the amount of your taxes and insurance.
•If
you are applying for a streamline refinance loan,
an EZ or NO documentation loan, many of the above
items will not be required. also, if you don't have
all of the requested items please do not hold up
submitting your loan application. Often, we can
get you approved with some of the items to follow
later. contact me with any questions.
